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Choosing the Right Car Insurance Company in Thailand

When you get to Thailand, one of the very first things you need to do is find a car insurance company that can provide you with the best deal possible for your vehicle.

Of course, with more than 25 (genuine) car insurance companies in Thailand, it can be difficult to know which of them is the best. This is why we have put together a few things you need to take into consideration before you get insurance for your car in Thailand.

  • Check their Reputation

As with everything in life, you will want to go with an insurance company that has the best reputation and has been in the business for a considerable amount of time. For this reason, it is best to stick to the most well-known insurance companies.

  • Is their Staff Knowledgeable and do they Provide Good Customer Service?

You will obviously have to deal with the staff at your new insurance company at some point in time. Knowing if they are friendly and knowledgeable is a good thing to find out. Do they know the ins and outs of insurance level 2 which is otherwise known as ประกันชั้น2? Will they do everything they can to help you when you call?

The only way to find out is to give them a call before you decide on which car insurer to go with to get a feel of how they treat their customers.

  • Do They Offer Additional Features?

Many insurance companies in Thailand try to give something a little different in order to stand out from the competition. This could be a free substitute vehicle if your car is out of action, free towing services or something else that could be of benefit to you.

Find out if your potential car insurers have anything additional to give you and add it to your considerations before making a choice.

  • Do They Have a Garage Nearby?

Another good idea is to check with the local garages near to you to see which of the car insurance companies they partner with. It can be difficult trying to deal with one that doesn’t partner your insurance whenever you get into an accident. Going with one where you know plenty of garages that will do their best to help you will save you time and patience down the line.


No matter what insurance you require for your car in Thailand, whether ประกันชั้น2 (insurance level 2) or fully comprehensive, you need to ensure that you find the right insurance company for you. This does not just mean the cost of course but the complete package, so take heed of our tips and go start your search.

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